Ohio Department of Insurance OH-Life-Agent-Series-11-44 : OHIO Life Insurance Agent Series 11-44

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An agent's underwriting duties Include which of the following?

A) Issuing the policy.
B) Setting premium amounts.
C) Completing all applications and collecting initial premiums.
D) Declining or accepting an application.

2. All of the following statements apply to the surrender of an annuity contract EXCEPT

A) surrender charges diminish over a stated number of years and will eventually disappear.
B) the right to surrender Is available on immediate and deferred annuities.
C) surrender charges will reduce the contract payout amount.
D) the owner has the right to surrender the contract during the accumulation period.

3. The structure of a credit life insurance policy does NOT allow for

A) Individual policies.
B) group policies.
C) coverage amount to match the loan amount.
D) conversion privileges.

4. To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within

A) 60 days.
B) 30 days.
C) 90 days.
D) 45 days.

5. Each of the following are characteristics of a fixed annuity contract EXCEPT

A) funds are Invested in a separate account.
B) benefit payments remain level.
C) it may be sold as an immediate or deferred annuity.
D) the minimum interest rate is guaranteed in the contract.

Solutions: