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CII M05 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Law of Agency | 8% | - Authority, duties, rights and liabilities
|
| Topic 2: Claims and Loss Settlement | 14% | - Notification, proof of loss, measure of indemnity
|
| Topic 3: Legislation and Regulation | 14% | - Consumer protection, data protection, FCA/PRA rules
|
| Topic 4: Law of Torts | 8% | - Principles of tort liability
|
| Topic 5: Formation of Insurance Contracts | 18% | - Utmost good faith, disclosure, representation
|
| Topic 6: English Legal System and Basic Concepts | 10% | - Nature and sources of law
|
| Topic 7: Terms and Interpretation of Insurance Contracts | 16% | - Conditions, warranties, exceptions
|
| Topic 8: Law of Contract | 12% | - Formation of contract
|
CII Insurance law (IL) Sample Questions:
Question 1
In the context of insurance law, who is considered a third-party claimant?
A. A family member of the policyholder
B. The policyholder who initiates a claim
C. A person who suffers a loss or injury caused by the policyholder's actions
D. An insurance broker acting on behalf of a client
Question 2
Which of the following is a typical remedy for an insurer when the insured breaches a warranty?
A. The insurer can sue the insured for breach of contract
B. The insurer must continue to provide coverage, but with an increased premium
C. The insurer may cancel the contract or refuse to pay a claim
D. The insurer is obligated to reduce the payout amount based on the breach
Question 3
In a chain of events, the proximate cause of a loss is always the
A. dominant event leading to the loss.
B. last event before the loss occurs.
C. only event contributing towards the loss.
D. only event which is not excluded by the terms of the policy.
Question 4
In accordance with the principle of good faith, which facts must a potential policyholder disclose to the insurer when applying for insurance?
A. Any facts of law.
B. Any facts which are considered material to the risk.
C. Any facts which are in the public domain.
D. Only those facts considered likely to reduce the cost of cover
Question 5
What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?
A. 35% for both cases.
B. 50% for both cases.
C. 25% for personal injury cases and 35% for employment tribunal cases.
D. 35% for personal injury cases and 25% for employment tribunal cases.
Solutions:
| Question 1 Answer: B | Question 2 Answer: C | Question 3 Answer: A | Question 4 Answer: B | Question 5 Answer: C |


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